Atlantic Life Insurance, Inc.
(Updated October, 2020)
These Terms of Service (“Terms” or “Terms of Service”) contained herein on this webpage, shall govern your use of this website, including all pages within this website (collectively referred to herein below as this “Website”). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms of service contained herein in full. You must not use this Website, if you have any objection to any of these Terms of Service.
2. Intellectual Property Rights
Other than content you own, which you may have opted to include on this Website, under these Terms, Atlantic Life Insurance, Inc. and/or its licensors own all rights to the intellectual property and material contained in this Website, and all such rights are reserved.
You are expressly and emphatically restricted from all of the following:
• publishing any Website material in any media;
• selling, sublicensing and/or otherwise commercializing any Website material;
• publicly performing and/or showing any Website material;
• using this Website in any way that is, or may be, damaging to this Website;
• using this Website in any way that impacts user access to this Website;
• using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Website, or to any person or business entity;
• engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, or while using this Website;
• using this Website to engage in any advertising or marketing;
4. Your Personal Information
Atlantic Life Insurance, Inc. collects a variety of information that you provide directly to us. We process your information when necessary to provide you with the services that you have requested when accepting our Terms of Service, or where we have obtained your prior consent, or where we have a legitimate interest to do so. Without your information, we cannot provide you with the services you have requested or you may be limited in your use of the services.
The types of information we collect will depend upon the services you use and what you choose to provide. The types of data we collect directly from you may include: name, address, telephone number, e-mail address and demographic information such as your gender.
5. No warranties
This Website is provided “as is,” with all faults, and Atlantic Life Insurance, Inc. makes no express or implied representations or warranties, of any kind related to this Website or the materials contained on this Website. Additionally, nothing contained on this Website shall be construed as providing consult or advice to you.
6. Limitation of liability
In no event shall Atlantic Life Insurance, Inc. nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise, and Atlantic Life Insurance, Inc., including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.
You hereby indemnify to the fullest extent Atlantic Life Insurance, Inc. from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms.
If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.
9. Variation of Terms
Atlantic Life Insurance, Inc. is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all Terms of Service governing use of this Website.
Atlantic Life Insurance, Inc. shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.
11. Entire Agreement
These Terms, including any legal notices and disclaimers contained on this Website, constitute the entire agreement between Atlantic Life Insurance, Inc. and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same.
12. Governing Law & Jurisdiction
These Terms will be governed by and construed in accordance with the laws of your state, and you submit to the non-exclusive jurisdiction of the state and federal courts located in your state for the resolution of any disputes.