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Return of premium term life allows you to recover the premiums that have already been paid once the term period has ended. By contrast, a traditional term policy does not and will only pay out if a claim is made.

Main Features

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How does it work?

A return of premium policy allows you to recover the premiums that have already been paid into the policy. At the end of your policy's term period, your premiums will be refunded.

Saving for the future can also be challenging for some people, especially if they don't have the discipline or knowledge to invest in complex financial plans. But with a return of premium policy, the money you paid will be returned after the policy expires. This can also be a great option if you're looking for a simple and guaranteed way to save for the future, while having life insurance at the same time.

  1. Premiums paid into a return of premium policy do not accrue interest compared to traditional savings and retirement accounts.

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