Return of premium term life allows you to recover the premiums that have already been paid (cashback) once the term period has ended. By contrast, a traditional term policy does not, and will only pay out if a claim is made.

Main Features

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How does it work?

Return of premium life insurance provides a way to recover the premiums that have already been paid into the policy. At the end of your policy's term period, the company will fully or partially refund your premiums, depending on the product.

Saving for the future can also be challenging for some people, especially if they don't have the discipline or knowledge to invest in complex financial plans. But with a return of premium policy, the money you pay will be returned once the policy expires. This can be a great option if you're looking for a simple and guaranteed way to save for the future.

  1. Premiums paid into a return of premium policy do not accrue interest compared to traditional savings and retirement accounts.

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